Legal Terms & Conditions

If you access and use this Web site (the "Site"), you accept and agree to be bound by and comply with these terms (the "Terms"). If you do not accept the Terms, do not use the Site.

GENERAL
All products and services of Invest IQ are subject to the terms and conditions of the applicable agreements governing their use. The Terms are to be read by you together with any terms, conditions or disclaimers provided in the pages of the Site. In the event of any conflict, the terms provided in the pages of the Site will govern. The information, material and content provided in the pages of the Site (the "Information") may be changed at any time without notice. Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly and your continued access or use of the Site will mean that you agree to any changes.

MEMBERSHIP FEES
At present access to Invest IQ website is free to users. Invest IQ may terminate this Agreement at any time without notice. Invest IQ reserves the right, in its discretion, to suspend, change, modify, add or remove portions of Invest IQ content available on the site at any time and to restrict the use and accessibility of the site. You may terminate this Agreement at any time without notice.

NOT OFFERING ANY ADVICE
The Information is for informational purposes only and is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard. Under no circumstances should any material on this Site be used or considered as an offer or a solicitation to sell or solicitation to buy or subscribe, securities of or any issuer. You should not act or rely on the Information without seeking the advice of a professional.

YOUR ACCOUNT
If you use the website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer to prevent unauthorized access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be used in an unauthorized manner. Please ensure that the details you provide us with are correct and complete and inform us immediately of any changes to the information that you provided when registering. Investment Intelligence reserves the right to refuse access to the site, terminate accounts, remove or edit content, or cancel orders at our discretion. If we cancel an order, it will be without charge to you.

NO WARRANTIES
Invest IQ and its officers, directors, employees or agents provide the Site and the Information on an "as is, where is" basis and do not make any express or implied warranties, representations, endorsements or conditions with respect to the Site or the Information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, currentness, reliabilitxy and fitness for a particular purpose. Further, Invest IQ does not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. Your have sole responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

OUR CONTRACT
When you place an order to purchase a product from Invest IQ, we will send you an e-mail confirming receipt of your order and containing the details of your order. Your order represents an offer to us to purchase a product which is accepted by us when we send e-mail confirmation to you that we have dispatched that product to you. That acceptance will be complete at the time we send the Confirmation E-mail to you. Any products on the same order which we have not confirmed do not form part of that contract.

CREDIT CARD PROCESSING
When you buy something with a credit card, we use a credit card processing service provider to verify your credit card and bill you. Your credit card will be billed immediately after purchase. Your transaction will show on your credit card statement as www.invest-iq.com Praha.

NO REPRESENTATION AS TO ACCURACY AND COMPLETENESS
Information and opinions continued on in this Site have been obtained or derived from sources believed by Invest IQ reliable, but Invest IQ makes no representation as to their accuracy or completeness. Invest IQ accepts no liability for any loss arising from the use of the material presented in this Site.

NO LIABILITY
Invest IQ is not responsible for and will not be liable to you or anyone else for any damages whatsoever (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with your use of or inability to use the Site or the Information, or any action or decision made by you in reliance on the Site or the Information, or any unauthorized use or reproduction of the Site or the Information, even if Invest IQ has been advised of the possibility of these damages.

LINKS/SOFTWARE
Links from or the web site outside the Site are meant for convenience only. Invest IQ does not review, endose approve or control, and is not responsible for any sites linked from or to the Site, the content of those sites, the third parties named therein, or their products and services. Linking to any other site is at your sole risk and Invest IQ will not be responsible or liable for any damages in connection with linking. Any document that is made available to download from this web site is the copyrighted work of Invest IQ. Use of the document is governed by the terms of the license agreement, if any, which accompanies or is included with the document. Links to downloadable sites are for convenience only and Invest IQ is not responsible or liable for any difficulties or consequences associated with downloading. Use of any downloaded reports are goverend by the terms of the license agreement.

ELECTRONIC COMMUNICATIONS
When you visit Invest IQ or send e-mails to us, you are communicating with us electronically. We communicate with you by e-mail or by positing notices on the site. For contractual purposes, you consent to receive communications from us electronically and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirements that such communications be in writing. This condition does not affect your statutory rights.

All questions regarding our products and services will be answered within seven working days.

DISCLAIMER
This material has been compiled by Invest IQ from sources believed to be reliable, but no representation or warranty, express or implied, is made by Investment Intelligence or any other person as to its accuracy, completeness or correctness. Nothing in this material constitutes legal, accounting or tax advice or individually tailored investment advice.

JURISDICTION
The Site is administered by Invest IQ from its office in the Czech Republic. The Site will be governed by and construed in accordance with the laws of the Czech Republic. All disputes, controversies or claims arising out of or in connection with the Site shall be submitted to and be subject to the jurisdiction of the courts of Prague. You submit and attorn to the exclusive jurisdiction of the courts of Prague to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the Site.

COPYRIGHT NOTICE
Copyright © 2008 Investment Intelligence s.r.o., Na Belidle 996/6, CZ-15000 Praha 5, Czech Republic

Please be advised that no permission is required to link to any of the press releases or other pages on this site. Limited copyright is granted for the use, including republishing, of all the press releases on www.invest-iq.com for any legitimate media purpose, provided that www.invest-iq.com is linked to and referenced as the source. Invest-IQ may at any time withdraw copyright use from any site that it does not deem to be acting in the best interests of Invest-IQ or its contributors.

All rights reserved.